Eighty Percent of Small Claims Court Cases and Civil Judgments Go Uncollected
Small Claims Court » Eighty Percent of Small Claims Court Cases and Civil Judgments Go Uncollected
This is most typical for the people of the United States:
- Someone who doesn't pay
- You send them to small claims court
- The judge or the magistrate makes a decision to award you
- You don't get any money that is owed to you.
Although the civil courts are structured to allow you to receive money owed to you, nothing in the manual says that it isn't going to hard. The court system offers you simple information on filing any garnishment of wages, liens, bank garnishments and other ways of recovering the money the courts awarded you, however the information given to you is too generic. Therefore, we are left with only a few options:
- Let the debtor win (Never see your money again)
- Wasting your time trying to learn how to get your money back yourself
- Talk to an attorney and spend your hard earned money on a retainer plus hourly fees of hundreds per hour
- Hire a Collection Agency
Although debt collection service isn't very difficult to learn once you learn the simple steps of using one, the process can be worth the effort. You would think that once the court awards you the judgment, the court system would make it less complicated for you to collect the funds that you are owed.
Civil Courts offers information packets to you explaining what your rights are as a debtor. Try to find out information from one of the court clerks how you find the bank information of the debtor or the process to garnish the debtors wages, and you will find a familiar answer - 'we do not give legal advice'.
The best way to get all of the information about the debtor is the skip tracing technique. The process of skip tracing involves pulling a credit report on the debtor, and being a private investigator to put all of the pieces together. One of the hardest things a creditor will run into is that most credit reporting agencies will not allow you to pull a credit report on somebody if you don't own or operate a legitimate company that complies with FRCA laws and regulations.
If you use a judgment recovery service, they will collect your money for you with no fees out of your pocket, and no fees if your funds aren't recovered. Unlike lawyers who slap you with per hour fees, whether or not they are able to collect your fees.
We recommend letting a professional National Collection Agency handle your outstanding debts for the most effective and efficient no-upfront cost way to collect on monies owed to you.
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